Interactive Form: Collection Agency "Stop Contact" Letter
The Fair Debt Collections Practices Act gives you the right to send a letter to a collection agency telling them to stop contacting you. The letter can also point out billing mistakes and request verification of the debt (such as a copy of the contract that you signed). If they do not follow this request, you can sue them.
After you send this letter, give the collection agency 10 days to receive it and process it. If, after the 10 days, the collection agency is still calling, you should contact a lawyer. Remember that non-collection agencies (when a creditor handles its own bills) are not required to stop contacting you under the FDCPA.
NOTE: You must have Adobe Flash Player installed on your computer to use the interactive forms. Download it for free here.
Reviewed September 2010