Links Under...
Housing
Homes on Wheels: Helping Mobile Home Owners Stay Put
Information on the problems facing mobile home owners from the National Consumer Law
Center. Consumers can run into trouble with the financing, set-up, and the quality of the
construction of mobile homes. Many have problems obtaining service under warranty. Mobile
home owners who rent the land on which the home is placed confront additional challenges.
How to Buy a Mobile Home
The Manufactured Housing Institute and the Federal Trade Commission have developedthis guide to help you through the home-buying process. You’ll learn about purchasing ahome and its construction, transportation, installation, and important warrantyprotections.
Manufactured Home Complaints
Information from HUD on how to file a complaint against the seller or manufacturer of a
Mobile Home.
Manufactured Housing and Standards
Information on the Manufactured Housing Program, a national HUD program established to
protect the health and safety of the owners of manufactured (mobile) homes.
Saving Money by Saving Energy in a Mobile Home (PDF, 2 MB)
This pamphlet has energy-saving tips, techniques and recommendations for owners of manufactured (mobile) homes.
National Center for Youth Law
The National Center for Youth Law uses the law to protect children from the harms
caused by poverty, and to improve the lives of children living in poverty. Good articles
and analyses from newsletters posted online.
Homeless Student Rights (PDF)
This PDF fact sheet gives an overview of the ways FERPA, the Family Educational Rights and Privacy Act (20 USC 1232g), is relevant to the education of homeless children and youth. FERPA is the primary federal law governing education records.
United Way of Greater Cincinnati
The mission of United Way of Greater Cincinnati, which provides support for Legal Aid of the Bluegrass, is to be a leader and community catalyst
mobilizing the caring power of individuals and organizations
to help people measurably improve their lives.
Kentucky Housing Corporation
Kentucky Housing Corporation, created by the 1972 General Assembly, is a self-supporting, public corporation of the Commonwealth of Kentucky administratively attached to the Finance and Administration Cabinet. The mission is to provide safe, decent, affordable housing opportunities.
100 Questions and Answers Before Buying a New Home
Frequently asked questions regarding purchasing a home.
A calculator provided by Ginnie Mae to determine how much you can afford to pay for a home.
After a Disaster - Repairing Your Home
Tips on how to obtain reputable repairs after a disaster.
Information from the Environmental Protection Agency on how to handle asbestos issues in your home.
This online calculator from Ginnie Mae lets you compare the advantages and considerations of owning vs. renting a home.
Cancellation of Private Mortgage Insurance
Information on the cancelling your private mortgage insurance, a move that may save you several hundred dollars a year.
The Community Connections (ComCon) Clearinghouse is the Information Center for the Office of Community Planning and Development (CPD) at the U.S. Department of Housing and Urban Development. The Center serves CPD, its clients and customers and all those with a common interest in safe, decent, affordable housing, and those interested in creating community and economic development opportunities at the local level.
Dealing With Utility Companies re: Disputed Bills and Interrupted Services
Tip sheet on how to deal with problems with utility companies.
Department of Housing and Urban Development
HUD oversees federally subsidized rental programs as well as homebuyer programs.
Department of Rural Development
Rural Development is committed to helping improve the economy and quality of life in all of rural America. Rural Development achieves its mission by helping rural individuals, communities and businesses obtain the financial and technical assistance needed to address their diverse and unique needs.
Don't Borrow Trouble Campaign - Freddie Mac
Information from Freddie Mac on predatory loans and how to protect your home.
Fact Sheet On Reverse Mortgages
Information from AARP on how to get a reverse mortgage, who is eligible for one and ways to protect yourself when getting one.
Fair Housing -- It is Your Right
The basics of Fair Housing Law and the complaint process. Includes "Basic Facts About the Fair Housing Act" along with a description of the Act and recent changes to it.
This page on the Kentucky Commission on Human Rights’ web site presents a complaint form for discrimination, including housing discrimination.
Finding Your Public Housing Agency in Kentucky
The HUD web site provides contact information for Public Housing Agencies in Kentucky, ordered by city.
Gay and Lesbian Homebuyer Rights
Tips from a commercial realtors' site about what gay and lesbian partners can do when trying to purchase a home.
HUD Client Information and Policy Page
HUD's official repository of policies, procedures, announcements, and other materials.
HUD List of Available Subsidized Housing
HUD provides an online form where you can search for subsidized apartments in Kentucky.
HUD Resources for Homeless Persons
HUD, along with many other federal agencies, funds programs intended to help persons who are homeless. These programs are managed by local organizations that we call "homeless assistance projects." They provide a range of services, including shelter, food, counseling, and jobs skills programs.
Home Equity Loans - The Three Day Cancellation Rule
If you're considering applying for a personal loan and using your home to guarantee repayment, you should know that a federal credit law gives you three days to reconsider a signed credit agreement and cancel the deal without penalty.
Tips from the FTC on how to avoid a scam when using your home as collateral.
Home Loan Guaranty Service for Veterans
Information on the Home Loan Guaranty Service provided to Veterans through the US Department of Veterans Affairs.
Homeless Initiatives and Programs for Veterans
Descriptions of the US Department of Veterans’ Affairs resources for homeless veterans.
The U.S. Department of Housing and Urban Development's page of information about homelessness in Kentucky. Includes links to services.
Housing Choice Vouchers Fact Sheet
This page from the HUD web site answers frequently asked questions regarding the Section 8 Voucher program.
Housing Discrimination Against Abused Women
When a landlord learns that a tenant is a victim of domestic violence, the landlord sometimes reacts by taking action against the victim. Sex discrimination in housing is illegal, and in some cases this type of action against domestic violence victims is considered discrimination. This fact sheet explains some of your rights and options under federal and state law if you have been evicted, denied a housing benefit, or denied rental housing by your landlord after your landlord learned you were in an abusive relationship or a victim of sexual assault.
HUD Fair Housing Complaint Process (PDF)
Anyone can file a complaint with HUD at no cost. This PDF document tells you in detail how to file a Housing Discrimination case with HUD.
How to Request a Reasonable Accommodation
These PDF pages offer detailed questions and answers regarding the rights and obligations of persons with disabilities and housing providers with regard to reasonable accommodations under the federal Fair Housing Act.
Improving and Maintaining a Home
Tips, tricks, and other information from HUD to help make your experience as a homeowner a little easier.
Information on Filing a Grievance Hearing In Public Housing
If you apply for public housing and you are denied public housing or you do not like the treatment you got from the Housing Authority, you have the right to ask for an informal grievance (complaint) hearing. Visit this site to learn what your rights are, how to file a grievance, and what happens next.
KHC - Approved Lenders, Counselors, and Other Information
Information from the Kentucky Housing Corporation on approved lenders, counselors, HQS inspectors, income limits and purchase price limits.
KHC Assisted Rental Housing Report (PDF)
This directory from the Kentucky Housing Corporation includes information on assisted rental housing units in Kentucky, listed by county.
Kentucky Rents Program to Find Affordable Housing
This online form created by Kentucky Housing Corporation lets you search for subsidized and affordable housing in Kentucky.
Shopping around for a home loan or mortgage will help you to get the best financing deal and may save you thousands of dollars.
Mental Disabilities and Fair Housing
The Bazelon Center for Mental Health Law offers information regarding fair housing for those with mental disabilities.
Mobile Homes: Frequently Asked Questions (FAQs)
Information on the Mobile Home Industry and the regulations governing it, from the U.S. Department of Housing and Urban Development's Homes & Communities website.
National Coalition for the Homeless
The National Coalition for the Homeless, founded in 1982, is a national network of people who are currently experiencing or who have experienced homelessness, activists and advocates, community-based and faith-based service providers, and others committed to a single mission, to end homelessness.
National Fair Housing Advocate Online
Has links to legal research, articles, action alerts, etc. on fair housing
Need a Loan? Think Twice About Using Your Home as Collateral
Information from the FTC on the risks you take by using your home as collateral in a loan.
This page from the HUD web site provides answers to frequently asked questions regarding Public Housing, including who is eligible, how to apply, and how rent amount is determined.
You can use this rental payment record form (PDF format) to fill out each time you pay rent in order to keep track for your own records.
A link to some basic information regarding the need for and coverage of common rental insurance plans.
General information from the FTC about reverse mortgages, including possible risks you take by getting one.
Tips on what to do when you are looking to sell your home.
The mission of the USDA Rural Housing Service is to improve the quality of life in rural areas.
United States Fair Housing Act, Full Text
The full text of the United States Fair Housing Act.
What Is Public Housing?
This page on the HUD web site has general information on Public Housing programs.
National Housing Law Project
The National Housing Law Project (NHLP) is a national housing law and advocacy center. The goal of NHLP is to advance housing justice for the poor by increasing and preserving the supply of decent affordable housing, by improving existing housing conditions, including physical conditions and management practices, by expanding and enforcing low-income tenants' and homeowners' rights, and by increasing opportunities for racial and ethnic minorities.
National Law Center on Homelessness and Poverty
The mission of the Law Center is to prevent and end homelessness by serving as the legal arm of the nationwide movement to end homelessness. To achieve its mission, the Law Center pursues three main strategies: impact litigation, policy advocacy, and public education.