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Fresh Start is a one-time temporary program from the U.S. Department of Education  that offers special benefits for borrowers with defaulted federal student loans.

Some benefits, such as access to federal student aid, are available automatically, but you'll have to sign up for Fresh Start program and agree to enter a repayment plan for others. You must sign up by September 2024 to get the full benefits.

Go here to read more about Fresh Start and find out how to sign up.